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Traveling by car can be convenient but experiencing a car breakdown might cause serious inconvenience and distress. At the same time, finding help can be equally stressful.
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Why should I cover my Breakdown?
Experiencing a motor breakdown can be stressful and frightening. Cover with us ensures that help will be on its way when you need it most! With an average call-out time of just 60 minutes, you’ll soon be back on the road.
Products covered under breakdown cover
Breakdown Cover
Say goodbye to stress, say hello to peace of mind
Experiencing a motor breakdown can be stressful and frightening. Cover with us ensures that help will be on its way when you need it most! With an average call-out time of just 60 minutes, you’ll soon be back on the road.
We will be here for you 24/7. The average wait time for roadside recovery is 60-90 minutes.
In the event that we are unable to repair your vehicle within 60 minutes, we will transport your vehicle and any passengers to the nearest garage and make the necessary repairs.
In the event that we are unable to repair your vehicle the same day, we will transport your vehicle and any passengers to your home/preferred to a closer location of your choice within UK.
What is Covered
What is Not Covered
- Road Assist & Recovery
- Keys Locked Inside Vehicle
- Alternative Travel
- Home Assist
- Road Assist In Europe
- Mis-Fuelling
- Recovery Of The Vehicle In Or From Europe
- Any Breakdown Which Has Occurred Prior To Purchase
- The Cost Of Any Parts
- Any Breakdown Resulting From A Pre-Existing Fault
- Vehicles Used For Hire And Reward Or Courier Services
- Tyre Faults Where The Vehicle Is Not Carrying A Serviceable Spare Tyre
Terms & Conditions
IPID
Benefits of our cover - Roadside Rescue
- Roadside Recovery
- Alternative Transport
- Onward Travel
- European Cover
Any question left?
Frequently asked questions
Frequently asked questions when you buy motor breakdown insurance
What vehicles do you cover?
We cover a very large variety of vehicles, such as:
Car, Minibus, Classic Car, Bike, Van, Taxi Minibus, Taxi Car, Motor Home
Do we have monthly and annual payment option?
You will have only annual payment option.
Annual payments are the cheapest option for a 12 months cover, you can pay upfront for a full year and automatically renew each year.
Do I need a breakdown cover?
Breakdown cover it is not a legal requirement, however a motor breakdown can happen at any time regardless of the age of your vehicle. By getting covered with Smart Cover, you can rest assured that that a helping hand will always be there, 24 hours a day, 7 days a week.
